During your mortgage loan application process, this institution performs a Credit Check that requires us to obtain and confirm information regarding your personal and financial background. This Credit Check includes, but is not limited to, current and past employers, current deposit accounts, current, and past consumer credit accounts, and your mortgage and/or rental history.
LOAN AND PROPERTY
PERSONAL INFORMATION
ADDRESS
EMPLOYMENT
HOUSING EXPENSES
INCOME
ASSETS
DECLARATIONS
Do you have any outstanding judgment against you?
Have you filed for bankruptcy in the past 7 years?
Have you been foreclosed upon or given title or deed in lieu thereof in the last 7 years?
Are you a party to a lawsuit?
Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
Are you delinquent or in default of any Federal debt?
Are you obligated to pay alimony, child support or separate maintenance?
Are any part of your down payment borrowed?
Are you a co-maker or encloser on a note?
Do you intend to occupy the property as your primary residence?
Have you had an ownership interest in a property in the last 3 years?
What is your residence status?
