Loan Programs

Personalized Mortgage Programs

Choose from dozens of mortgage types based on your specific needs, such as fixed-rate, adjustable-rate, FHA, VA, jumbo loans and more.

FHA Loan

FHA – Federal Housing Administration (FHA); ideal for low-to-moderate income borrowers; lower down payment and credit score requirements

Conventional Loan

Not backed by the government, ideal for good credit borrowers, offers flexibility but usually requires a higher down payment.

 

HELOC

A HELOC is a type of home equity loan that allows a person to withdraw funds up to a certain amount during an initial draw period.

Construction Loan

Temporary loan that helps with home construction and converts to a traditional mortgage when building is finished

VA Loan

Available to qualifying vets and active-duty military personnel with zero-down payments and excellent interest rates, guaranteed by the U.S. Department of Veterans Affairs.

Jumbo Loan

When needing to finance these high-value properties which go above conforming loan limits, more stringent credit, income and down payment qualifications are often required.

Reverse Mortgage

For seniors that can turn home equity into cash with no monthly payments and is paid back when the home is sold.

DSCR Loan

Targeted towards real estate investors by qualifying borrowers on property income instead of personal income and legacy credit requirements.

QM Community Loan

A specific type of Qualified Mortgage aimed at low- to moderate-income borrowers, with flexible terms and following federal standards for ability to pay.